The Experts and Speakers

Luke Z. Milholland, CFP® is the founder of Vault Wealth, a Registered Investment Advisory firm based in Oklahoma. Raised in the horse industry as the son of an NRHA Hall of Fame trainer, Luke understands firsthand the unique financial realities trainers face — from unpredictable income to the challenges of running a business built around passion and performance. Today, he helps business owners and equine professionals bridge the gap between skill and financial success, empowering them to create freedom and stability through intentional planning. 

Jessica Bein was born and raised in the show horse industry, developing a strong foundation in horsemanship and competitive excellence from an early age. Under the guidance of her mother, accomplished trainer Tamara Tozer-Wald, along with several other respected professionals, Jessica achieved a highly successful Youth career that shaped her dedication to the industry. 

Following the conclusion of her Youth career, Jessica and her husband, David Bein, relocated to Arizona to further their education and pursue their shared professional goals. In January 1998, they established Bein Performance Horses (BPH) with a clear vision: to build a premier training program grounded in integrity, expertise, and results. 

Today, Bein Performance Horses is recognized as a comprehensive, full-service training operation committed to the success of both horse and rider. The program provides individualized instruction and training for all experience levels and ages, guiding clients from foundational skills to competitive achievement. The results speak for themselves, with proven success across multiple disciplines — from Reining to Hunter, Walk/Trot to Showmanship — at regional and national levels. 

Equine professional Shannon Pigott is a trainer, coach, and business owner based in Fredericksburg, Texas. She specializes in developing non-pro riders and coaching equestrians to reach their full potential. A seasoned business owner with extensive experience in operating veterinary hospitals and performance horse management services, Shannon is also a certified executive coach. She combines her background in competition, coaching, and business operations to help trainers and riders achieve higher levels of performance, professionalism, and profitability. Each year, she teaches and mentors more than a thousand riders and trainers through lessons, clinics, and workshops.

Colton Woods is a professional horseman and business owner based in Decatur, Texas. Together with his wife, Maredith, he operates Colton Woods Horsemanship, a program built on a progressive, whole-horse approach that integrates the mental, physical, emotional, and spiritual aspects of horsemanship. He is also the founder of Horse Business Builders, a program created specifically for professional trainers that provides education, tools, and systems to help them build sustainable, profitable businesses and lasting client relationships.

Kate built her career by combining her passions for photography and horses into a successful profession. After discovering her path at Texas A&M University, she began her publishing career with Western Horseman in 2010 and transitioned to full-time freelance work in 2014. Her writing and photography have appeared in leading equine publications and national brand campaigns. Following her role as Communications Manager for the National Reined Cow Horse Association, Kate now leads Kate B Creative, specializing in writing, photography, and media branding for the equine industry. 

Janet Kalinowski is an educator, consultant, and content developer for The Alliance of Professional Horse Trainers. She holds a Bachelor of Science in Animal Science with a minor in Business Strategies and a Master’s in Education in Curriculum and Instruction from Texas A&M University. Janet has designed educational programs for Texas high schools, Future Farmers of America, and 4-H programs, and she holds a graduate-level certification in Medical Anatomy and Physiology. Her work combines a deep understanding of equine health, nutrition, and education to help trainers strengthen their professional and business foundations.